Make benefits choices easier to understand.

One experience. Two employer-assigned paths.

Benchmark Your Benefits →Meet Zoë →

Group plans, chosen by employer

Compare sample PPO, HMO and HDHP options, plus dental, vision, life and disability. Networks are not verified.

ICHRA shopping, by class

Eligible classes see a sample individual-market experience with allowance-based costs. A class does not choose between group and ICHRA.

A confirmation, not a transaction

Confirmations are simulated. No real quotes, applications, coverage checks, tax-credit decisions, reimbursements or payments occur.